This post on TheFinancialBrand gather insights from a panel of 100 financial services leaders, industry analysts and banking providers from around the world. My contribution: “2017 will be the year of ‘convergence’ in financial services. There will be more cooperation between financial services and startups, blurring lines between traditional products (retail, payments & insurance in […]
You can find as many articles announcing the rise of Fintech and end of banks as the ones predicting that banks will remain and take over Fintech. It is not even clear for the people involved, as Fintech executives are more confident about banks’ future than banks themselves, as shown by this Economist survey: To […]
I did a quick inventory of the values as stated by the major US and European banks*, and did the same exercise for some of the largest Fintech** It is not a systematic scholarly study, but it gives you a good flavor of their respective business principles. Banks “Clients” is what comes first. No surprise […]
The “Uber of banking” buzz word has been employed too many times. Please don’t use it anymore, no simple financial app will emerge tomorrow to instantly replace banks. Let’s consider Uber and Airbnb, two of the most successful unicorns. They didn’t invent a new business. Nothing new in offering car rides or rooms for accommodation, […]
